Archive for the 'USDA Mortgage Loans' Category

Oct 04 2010

FEATURED HOME OF THE WEEK: Cul-de-Sac Ranch In Great South Charlotte/Ballantyne Suburb

Just listed in Fort Mill, South Carolina! Move-in ready ranch with three bedrooms/two bathrooms and an open, flowing floor plan. Vaulted ceilings in the great room, kitchen, and master bedroom make this home seem even larger! Back yard is fenced and wooded. All kitchen appliances, including side-by-side fridge, microwave, range, dishwasher convey, as do the Fisher & Paykel washer/dryer. Neutral decor throughout this “lightly used” home. The two-car garage is finished, has room for storage, and both an automatic door opener and a key pad entry. Low Lancaster County property taxes and the home is eligible for no-money down USDA Financing. If you are looking for a great home on a great lot in a great community with lots of amenities minutes from everything south Charlotte’s Ballantyne area has to offer, welcome home! For more information about this home or any other home in the Charlotte and Fort Mill areas, contact Carolinas Realty Partners.

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1891 Lillywood Lane, Fort Mill, South Carolina
Price: $135,000.00 Beds: 3.00 Baths: 2 Sq Ft: 1258
Description: Move-in ready, split bedroom ranch in the amenity-rich subdivision of Legacy Park. Home is located just minutes from the prestigious Ballantyne area of south Charlotte and I-485, and offers easy commu ….

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Jul 29 2010

You Can Still Buy A Home With Low Or No Money Down Mortgage Loans!

Lot of people think it’s impossible to buy a home today with low or no money down programs… but there are quite a few programs available to home buyers today in Charlotte and North Carolina, especially for first-time home buyers who have credit scores above 620.

Here’s a list of a few of the loans available  around the country;(and you don’t need to be a first-time buyer for a number of these).

  • FHA Loans: require a only a 3.5% downpayment. Lots of mortgage lenders are active in making these types of loans.
  • USDA Loans: these are 100% financing. There are income limitations, but if you are buying a home in a USDA-eligible area, these loans are a wonderful source of financing. But not all lenders do these, so shop around.
  • VA Loans: these are 100% fiancing. You don’t need to be a first-time buyer for these, but be sure you work with a lender who has experience with VA Loans.
  • HUD Homes: there are lots of HUD foreclosure homes available for sale and financing at only $100 down. Contact your realtor for a list of these homes.

Here’s a list of low or no money-down loan programs available specifically in Charlotte and/or North Carolina:

It’s an awesome time to buy a home! Interest rates are at historic lows and prime borrowers can borrow at less than 5%, including FHA, Va,USDA loans. These rates are not just for conventional 20% down loans. Home prices are still low. This combination of low rates and low home prices rarely comes about. For more information contact Carolinas Realty Partners. We can put you in touch with some top Charlotte-area lenders and help you find that dream home!

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Jul 05 2010

FEATURED HOME OF THE WEEK: Just Reduced $10+K In Prime Ballantyne Suburb!

Just reduced by over $10,000 and at $82 per square foot, this move-in ready home on a private and fenced cul-de-sac is a fantastic buy! Owners have just installed granite counters in the kitchen and tile floors in all bathrooms and the laundry room, finished the hardwood floors, repainted, updated light fixtures. Plus there’s a new stainless under-mount sink in the kitchen to go with the gorgeous granite counters. Home has a great floor plan with large family room on the main floor plus an oversized bonus room on the second floor, a study, a formal dining room, and a large screened porch. Wonderful community amenities include: pool, tennis, recreation center, playground. Located just minutes from south Charlotte’s prestigious Ballantyne area, but with low South Carolina taxes. This home is eligible for NO-MONEY DOWN USDA financing for qualified buyers!

For more information about this home and other wonderful Charlotte metro area homes visit: www.GreatHomesInCharlotte.com/properties.

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1548 Kingdom Way, Fort Mill, South Carolina
Price: $199,500.00 Beds: 4.00 Baths: 2 Sq Ft: 2430
Description: Welcome to this move-in ready 4 bedroom/2.5 bath home with lots of curb appeal situated in the center of a private, wooded, and fenced .308 acre cul-de-sac lot. Both front and back yards are lushly la ….

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Jun 14 2010

FEATURED HOME OF THE WEEK: Great Cul-de-Sac Home In Great South Charlotte Suburb!

Move-in ready 4 bedroom home with oversized bonus room plus study/office and formal dining room situated on a large, private, fenced cul-de-sac. Not to be overlooked is the screened porch, Bose surround sound wiring, hardwood floors. Community features pool, lake, tennis, recreation center. Located in Fort Mill, SC just minutes behind south Charlotte’s trendy Ballantyne area, the home enjoys low property taxes. Minutes from shopping, recreation, golf, tennis, medical facilities, and major local roads. Quick and easy commute to Ballantyne Corporate Park. Home is eligible for NO MONEY DOWN USDA financing for qualified buyers!

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1548 Kingdom Way, Fort Mill, South Carolina
Price: $210,000.00 Beds: 4.00 Baths: 2 Sq Ft: 2430
Description: Welcome to this move-in ready 4 bedroom/2.5 bath home with lots of curb appeal situated in the center of a private, wooded, and fenced .308 acre cul-de-sac lot. Both front and back yards are lushly la ….

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Apr 26 2010

FEATURED HOME OF THE WEEK: Move-in Ready Cul-de-Sac Home In Prime South Charlotte/Ballantyne Suburb

Just listed… this move-in ready home pretty as a picture on a private, wooded, fenced .3 acre cul-de-sac just minutes from Charlotte’s trendy Ballantyne area! Home has been freshly painted, hardwood floors refinished, new tile installed in all bathrooms and laundry room, and new designer light fixtures installed! Additional great features include a large screened porch with outdoor speakers, Bose surround sound system in family and bonus rooms. Low, low property taxes under $1,000 per year. Great community amenities including pool, lake, tennis, basketball. Home is eligible for NO MONEY DOWN USDA Financing for qualified buyers and don’t forget these are the last five days you can still qualify for the first-time home buyer tax credit!

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1548 Kingdom Way, Fort Mill, South Carolina
Price: $210,000.00 Beds: 4 Baths: 2.5 Sq Ft: 2430
Description: Welcome to this move-in ready 4 bedroom/2.5 bath home with lots of curb appeal situated in the center of a private, wooded, and fenced .308 acre cul-de-sac lot. Both front and back yards are lushly la ….

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